FMC Financial Services Dallas Texas.

Small Businesses contribute 55% to the GNP of the United States, pay 70% of federal taxes, and are the largest growing sector of the economy. The Problem Although small businesses are the largest contributors to the economy, they experience a failure rate of 80% during the first five years. Half of the survivors fail over following three years. The major reasons for failure are lack of sufficient capital, business knowledge, and no exit planning.The Solution In its 28 years of working with businesses, FMC Financial Services, Inc. has identified the necessary business components and provides the solution by providing financing, knowledge, and exit planning. Business success and wealth are achieved at a 90% success rate. Financing Since capital is not easily accessible to emerging businesses, FMC Financial Services, Inc. has developed a variety of financing solutions using federal programs and equity capital. Financing includes 7-a, 504, B&I, SBIC, MESBIC and private investment capital. Knowledge The most important behavior distinguishing an entrepreneur from a business owner, is that an entrepreneur takes responsibility to understand the “business side of the business”. Failing that, they just own a job with all the related debt. Seminars: A series of thirteen essential business seminars and are offered on a regular basis. Examples are “Your Access to Capital”, and “The Five Biggest Mistakes in Business and How to Avoid Them”. FMC School of Business for Business Owners: FMC Financial Services, Inc. employs a distinctive teaching method developed from years of practical experience and problem solving. Three semesters are offered, and a background in accounting and finance is not required. Exit Planning Put simply, Exit Planning is about leaving your business on your own terms. It is one of the most essential parts of your overall Business Plan, and ensures you will receive the maximum financial return for your business and minimize you tax liability. Eventually every business owner will exit their business even if it is “feet first”. FMC has developed a proven system that assures an orderly transfer of ownership when you leave your business while realizing the maximum wealth for your hard work. Senior Management To assure that the highest quality of advice and service is available to our clients, seasoned professionals, having a combined 177 years of experience are ready to assist. Value Added Services Business Plans, Business Models, and Business Valuations Exit Planning, ESOP, Business Brokerage, Franchising Business Turnarounds 8-a Minority Business Contracting, Business Education - Business School.

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Introductions

FMC Financial Services, Inc. (FMC) serves both banks and small business owners. Each is benefited mutually by growing together. Small businesses account for over 55% of the GNP and exert a powerful impact on the local economy. Without the support of local banks, small businesses would not have sufficient capital for growth.

In recognition of this vital relationship between banks and small businesses, FMC began in 1978 to provide them both with services to facilitate and assure a successful relationship.

Primary benefits of FMC’s banking services are:

Increasing profitability with less credit risk
The most profitable way to grow a small business loan portfolio is to provide a government based lending program. It is also the best way to meet the capital needs of a small business. The government agency provides a loan guarantee to the bank thereby permitting extension of credit on more favorable terms. The government guarantee does not count against the bank’s loan limit, and can be sold in the secondary market for substantial fee income. An example of the financial impact for the bank is revealed in the Revenue Production Reports, for actual transactions contained in this presentation. FMC provides a full range of support and expertise, to assure proper implementation and maintenance of these programs

Originating new loan clients
Our clients seek professional banking relationships at all times. FMC originates many small business loans that need financing, as well as an array of services provided by the bank.

Increasing visibility within the business community
One of the major reasons that businesses fail is because of a lack of business knowledge. FMC provides a variety of educational programs, including small business development presentations and workshops, and the FMC School of Business for Business Owners. Banks may offer these to the small business community, as value added services, to demonstrate their commitment to the success of their present, and potential, clients.

FMC’s senior management has a combined experience of 177 years, to assure that the proper expertise is in place to meet any situation.

I welcome the opportunity to further discuss how FMC can assist your bank.